Abstract
Low-rank adaptation (LoRA) has become the standard approach for parameter-efficient fine-tuning of large language models (LLM), but our theoretical understanding of LoRA has been limited. In this work, we theoretically analyze LoRA fine-tuning in the neural tangent kernel (NTK) regime with data points, showing: (i) full fine-tuning (without LoRA) admits a low-rank solution of rank \(r\lesssi